Take Your Business to the Next Level With Totem Bear

Software Development and Banking Solutions Platform

Need a tailored software solution? We specialize in software development in Swift, Flutter, and Python, designed to meet your specific needs. Accelerate your digital transformation journey with our customized approach.

With Totem's stability and Bear's strength, we don't just code, we shape destinies.

At Totem Bear, we believe actions speak louder than words—so let the code do the talking.
Totems
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Work Quality
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International Award Winner

Dev Code

Swift, Flutter & Python Development

Crafting Robust and Scalable Solutions in Swift, Flutter & Python

Swift

Crafting Elegance and Efficiency in Native iOS ans macOS Development

Flutter

Bridging Platforms with Versatility and High-Performance Solutions

Python

Unleashing Power and Flexibility for Robust Backend and Data Science Initiatives

Bankit

Wallet + Core + Scoring: An Integrated Digital Ecosystem

Converging Technologies to Deliver an Optimal User Experience, from Secure Transactions to Accurate Data Analysis

Embrace the Freedom of Serverless Architecture

Eliminating Traditional Development Constraints to Enable Scalable, Cost-Efficient, and High-Performing Solutions Across Various Industries

Inclusive SME & Microfinance

Optimizing Micro-Banking with Core, Wallet, and Scoring

Core Stability

A well-structured Core Banking system enables efficient transaction processing and easier regulatory compliance.

Product Flexibility

A scalable Core Banking system allows for quick adaptation to market demands and agile product rollouts.

Secure Wallets

Digital wallets offer a fast and secure way to manage and access funds, improving financial inclusion.

User Connection

Wallets enable more direct interaction with customers, like two-factor authentication and real-time notifications.

Scoring Insights

A well-implemented scoring app streamlines credit assessment, using algorithms to predict risk accurately.

Data Intelligence

Scoring apps accumulate valuable data for more effective marketing strategies and improved financial products.

Meet the Team

The People Behind Our Success

Our team is composed of skilled professionals dedicated to revolutionizing micro-banking with cutting-edge solutions.

Mission

Transform microfinance with cutting-edge technology and elite software development, setting a new standard in accessibility and efficiency.

Vision

Aspire to be the undisputed technological and digital pillar for the global microfinance sector, leading in innovation and setting new benchmarks for success.

Laura Gonzalez

Laura Gonzalez

CEO
Denys Rodriguez

Denys Rodriguez

Database Developer
Luis Álvarez

Luis Álvarez

BI Developer
Gerardo Botello

Gerardo Botello

Country Manager for Panama
Joan Sarmiento

Joan Sarmiento

COO
Alexa Peña

Alexa Peña

Backend Developer
Claudia Álvarez

Claudia Álvarez

Scrum Master
Mary Acosta

Mary Acosta

CFO
David Londoño

David Londoño

Frontend Developer
Simara López

Simara López

UX
Nestor Ariza

Nestor Ariza

Frontend Developer
Valentín Marín

Valentín Marín

Process Developer
Juan Aguilar

Juan Aguilar

Backend Developer

Serving Canada, Panama, Colombia & Scotland

Canada
400 – 1168 Hamilton St,Vancouver, BC.
+01 (604) 260-1295
Panamá
Chitre, los Santos, Calle 14, 75-90. 
+507 6437-8819
Colombia
Carrera 26 #41-12 Torre Bolivar
+57 323 9077-516
Scotland
6 Mid Park East Kibrile G750BZ Glasgow
+44 7563-025588
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