Take Your Business to the Next Level With Totem Bear
Software Development and Banking Solutions Platform
Need a tailored software solution? We specialize in software development in Swift, Flutter, and Python, designed to meet your specific needs. Accelerate your digital transformation journey with our customized approach.
With Totem's stability and Bear's strength, we don't just code, we shape destinies.
At Totem Bear, we believe actions speak louder than words—so let the code do the talking.
International Award Winner
Swift, Flutter & Python Development
Crafting Robust and Scalable Solutions in Swift, Flutter & Python
Crafting Elegance and Efficiency in Native iOS ans macOS Development
Bridging Platforms with Versatility and High-Performance Solutions
Unleashing Power and Flexibility for Robust Backend and Data Science Initiatives
Wallet + Core + Scoring: An Integrated Digital Ecosystem
Converging Technologies to Deliver an Optimal User Experience, from Secure Transactions to Accurate Data Analysis
Embrace the Freedom of Serverless Architecture
Eliminating Traditional Development Constraints to Enable Scalable, Cost-Efficient, and High-Performing Solutions Across Various Industries
Inclusive SME & Microfinance
Optimizing Micro-Banking with Core, Wallet, and Scoring
A well-structured Core Banking system enables efficient transaction processing and easier regulatory compliance.
A scalable Core Banking system allows for quick adaptation to market demands and agile product rollouts.
Digital wallets offer a fast and secure way to manage and access funds, improving financial inclusion.
Wallets enable more direct interaction with customers, like two-factor authentication and real-time notifications.
A well-implemented scoring app streamlines credit assessment, using algorithms to predict risk accurately.
Scoring apps accumulate valuable data for more effective marketing strategies and improved financial products.
Meet the Team
The People Behind Our Success
Our team is composed of skilled professionals dedicated to revolutionizing micro-banking with cutting-edge solutions.
Transform microfinance with cutting-edge technology and elite software development, setting a new standard in accessibility and efficiency.
Aspire to be the undisputed technological and digital pillar for the global microfinance sector, leading in innovation and setting new benchmarks for success.